INDIVIDUALS & FAMILIES
HOW WE HELP YOU
We help you define what you want your money to accomplish for you and then we handle the rest. You outsource your financial concerns to us, and we make sure you’re making the right financial decisions along the way.
Create and Execute Your Investment Strategy
Provide investment education
Determine your risk preference
Establish investment strategy for different time horizons
Construct portfolios
Adjust asset allocation
Monitor market conditions and investment performance
Provide Guidance on Your Estate Plan
You don’t want to leave loved ones with a mess.
Review your existing documents
Optimize the titling of your assets
Assess beneficiary designations
Discuss charitable and family gifting strategies
Refer to estate planning experts when appropriate
Ensure You Have the Proper Insurance in Place
Protect against the unexpected life events that can impair your path to financial freedom
Review your need for life insurance
Protect your income from disability
Evaluate your property and casualty coverage
Assess your personal and professional liability
Prioritize and Automate Your Cash Flow
Managing your cash flow is the primary driver to achieve financial freedom.
Establish current income streams
Review current spending
Analyze existing debt
Review cash reserves and liquidity
Optimize banking structure
Automate cash flow
Assess credit score and opportunities to improve credit
Review credit card rewards strategy
Take Charge Of Your Tax Planning
Save on taxes and reduce the likelihood of surprises come April.
Review prior year tax returns
Assist with estimated tax payments
Recommend tax optimization strategies
Facilitate communication with your CPA
Refer to CPA when appropriate
Retirement Planning
As the end of a regular paycheck approaches, you’re feeling increasingly careful with your money. You want to prepare as best you can. You want to find ways to better replace your paycheck through an income strategy and learn how to stretch your dollars and investments into retirement.
What keeps The Future Retiree up at night?
How will I replace my income in retirement?
I’ve got accounts all over the place – should I consolidate?
Am I taking too much risk with my investments or should I take more?
How much can I spend in my retirement and over what period?
How can I be sure I can really afford to retire?
What will healthcare cost?
How do I choose the best time to take social security?
We Can Create a Financial Planning Process to Assist in Protecting and Growing Your Money.